１. 放下包袱的轻生活练习 April 2014
２. ３０岁， 再出发 April 2014
３. 银发岁月情趣多 April 2014
４. 说话，其实也能套公式 April 2014
２. ３０岁， 再出发 April 2014
３. 银发岁月情趣多 April 2014
４. 说话，其实也能套公式 April 2014
Wednesday, May 7, 2014
Monday, September 2, 2013
The Journey of Selling An Apartment
Wanted to keep a journal of the timeline, experiences of selling my apartment, so that I can learn it from here. I have wrote down the timeline and experience from my previous subsale of a terrace house, the experience was pretty bad actually. Hope I won't need to go through the same this round.
Advertising the house for sales:
I assigned 2 agents to help me selling the apartment. 1 is my friend, another one is the usual agent which I dealth with her assisting me renting the apartment for multiple times.
After 2 weeks of advertisement, offer come in.
The apartment was advertise RM110K, and first offer come in with RM105K, so after thinking only about a few minutes and discussed with my hubby, we do think that's too low, where to find a RM105K apartment situated at Sri Damansara ? So we rejected the offer.
Then few days later, RM116K come in, we were so happy, and immediately I agreed the price. And, a day later where I wanted to meet the agent to sign the slip, another agent called me, RM118 offer from another buyer, though I know it is not ethical, but RM2K is a lot (it would be a month salary for some), so, I didn't sign the slip with the first agent, and waited for the 2nd agent to come and sign the slip for me with the condition RM120K for her buyer.
So, the 2nd agent was under stress, her business will be grabbed by others if she didn't work out something. After 3 days of waiting (I can tell, it is a lonnnng wait for me as well), RM120K was the price settled.
We signed the slip at around 8 July.
==> 8 July officially clock ticking for the buyer to arrange for bank loan.
==> 11 August , after 1 month, no news from the agent at all, I called her, as usual the buyer has CRIS case, need to settle some credit card debt.
==> 20 August, call again, it is definitely > 21 work days, still no news, still waiting for bank to confirm the loan after settlement of the credit card debt
==>1 Sept, bet tahan, waiting of 2 months more, which the house price hike again, I told the agent I am going to advertise again, I will turn down the deal. She was so scared, immediately told me the loan is settled !! Wah, what a miracle ..... oh, I learned it, you need to threadthen them a bit, immediately the thing will be settle. Read my word "IMMEDIATELY", no joke.
So, within this week, I hope her lawyer will call me to give me quotation of the S&P agreement. I highlighted to her, give me the quotation first, I didn't agree to use her lawyer yet.
so, that's the very first part of my journey, will keep updating this post whenever anything turns in.
<=======4th Sep 2013===========>
Lawyer assistant called me for the S&P agreement. She was introduced by the agent. I am thinking better I get her quotation, and get another lawyer's quotation to compare it a bit. After the shock of petrol price increase 20cents last Monday, even RM50 cheaper is a great deal for some one 'da kong chai' like me.
The assistant quoted me RM700 for the RM120K apartment, which is already settled with the strata title, no owe to the bank.
==========10th Sep 2013 ============
I called my own house lawyer to ask for quotation, it ends up extra RM1K++, I asked 1 more question, then they never come back to me. I got lazy, so, decided to go for the lawyer that the agent introduce.
In another hand, I am so confused, does that means actually I didn't have a lawyer representing me ? I guess the answer is yes, after digging a lot of forum, but never get a definitely answer.
With some confirmation with the lawyer, apparently it is RM1K charged on me. OK loh, 20th Sep confirm the S&P, where the buyer will then need to sign on it. Now waiting for the lawyear to call me to sign the S&P.
=======28th Oct 2013 ===================
Was extremely busy with my full time job and the part time job, year end mah, everyone is rushing for closing.
I collected the 10% down cheque from the lawyer. Paid the agent full immediately for this settlement. Meaning she wash hand from this point onwards.
========12th Jan 2014 ====================
The tenant called, he has moved (preparing for CNY ??), and not paying me the rental anymore. Well, then I have lose out few months rental while waiting for the contract to be completed.
Guess need to set a reminder for March 2014 to check with lawyer what's the status of the house.
========25th Jan 2014 ====================
========18th Feb 2014 ====================
========4th March 2014 ====================
So she settled the evaluater for me after 3 days.
Pay TNB bill, by right I should cut the meter, get back my deposit, but seems like I need to go direct and personally to the TNB office to do it. They only open 9am- 4pm weekday (ng sai jou ah ....)
Lawyer will kautim Indah Water bill for me. of course pay her back lah.
Need to settle maintenance fees, paying them also so susah ... phone connect to fax lah, can't get the amount out from the bank lah ...
Advertising the house for sales:
I assigned 2 agents to help me selling the apartment. 1 is my friend, another one is the usual agent which I dealth with her assisting me renting the apartment for multiple times.
After 2 weeks of advertisement, offer come in.
The apartment was advertise RM110K, and first offer come in with RM105K, so after thinking only about a few minutes and discussed with my hubby, we do think that's too low, where to find a RM105K apartment situated at Sri Damansara ? So we rejected the offer.
Then few days later, RM116K come in, we were so happy, and immediately I agreed the price. And, a day later where I wanted to meet the agent to sign the slip, another agent called me, RM118 offer from another buyer, though I know it is not ethical, but RM2K is a lot (it would be a month salary for some), so, I didn't sign the slip with the first agent, and waited for the 2nd agent to come and sign the slip for me with the condition RM120K for her buyer.
So, the 2nd agent was under stress, her business will be grabbed by others if she didn't work out something. After 3 days of waiting (I can tell, it is a lonnnng wait for me as well), RM120K was the price settled.
We signed the slip at around 8 July.
==> 8 July officially clock ticking for the buyer to arrange for bank loan.
==> 11 August , after 1 month, no news from the agent at all, I called her, as usual the buyer has CRIS case, need to settle some credit card debt.
==> 20 August, call again, it is definitely > 21 work days, still no news, still waiting for bank to confirm the loan after settlement of the credit card debt
==>1 Sept, bet tahan, waiting of 2 months more, which the house price hike again, I told the agent I am going to advertise again, I will turn down the deal. She was so scared, immediately told me the loan is settled !! Wah, what a miracle ..... oh, I learned it, you need to threadthen them a bit, immediately the thing will be settle. Read my word "IMMEDIATELY", no joke.
So, within this week, I hope her lawyer will call me to give me quotation of the S&P agreement. I highlighted to her, give me the quotation first, I didn't agree to use her lawyer yet.
so, that's the very first part of my journey, will keep updating this post whenever anything turns in.
<=======4th Sep 2013===========>
Lawyer assistant called me for the S&P agreement. She was introduced by the agent. I am thinking better I get her quotation, and get another lawyer's quotation to compare it a bit. After the shock of petrol price increase 20cents last Monday, even RM50 cheaper is a great deal for some one 'da kong chai' like me.
The assistant quoted me RM700 for the RM120K apartment, which is already settled with the strata title, no owe to the bank.
==========10th Sep 2013 ============
I called my own house lawyer to ask for quotation, it ends up extra RM1K++, I asked 1 more question, then they never come back to me. I got lazy, so, decided to go for the lawyer that the agent introduce.
In another hand, I am so confused, does that means actually I didn't have a lawyer representing me ? I guess the answer is yes, after digging a lot of forum, but never get a definitely answer.
With some confirmation with the lawyer, apparently it is RM1K charged on me. OK loh, 20th Sep confirm the S&P, where the buyer will then need to sign on it. Now waiting for the lawyear to call me to sign the S&P.
=======28th Oct 2013 ===================
Was extremely busy with my full time job and the part time job, year end mah, everyone is rushing for closing.
I collected the 10% down cheque from the lawyer. Paid the agent full immediately for this settlement. Meaning she wash hand from this point onwards.
========12th Jan 2014 ====================
The tenant called, he has moved (preparing for CNY ??), and not paying me the rental anymore. Well, then I have lose out few months rental while waiting for the contract to be completed.
Guess need to set a reminder for March 2014 to check with lawyer what's the status of the house.
========25th Jan 2014 ====================
Tenant without informing me, pass the key to the agent, and she called me, so she passed the key to my mother place which is nearer to her.
I even haven't check the tenant have settle all the bills or not : Electrical and Water========18th Feb 2014 ====================
Lawyer called, need to pass her the original copy of title (strata title which i have settled earlier), payment for cukai pintu too.
Her boy will come and collect.
Well the boy came to collect only 25th Feb 2014
========4th March 2014 ====================
Another problem, evaluater from bank wanted to go into the apartment to measure the house. But my key is still with my mother. So, I called agent to kau tim for me (wei, collect commission no need to work kah).
So she settled the evaluater for me after 3 days.
========14th April 2014 ====================
Lawyer SMS me I need to clear all payment as the money from bank is with her now. OK, but unfortunately I am in workshop, so got to delay a few days to get the money, hmm, cannot delay so long, if not she untung lah.
Start action: pay all the maintenance fees, sinking charge, cukai pintu, water bill, insurance to the management office
========16th April 2014 ====================
Pay TNB bill, by right I should cut the meter, get back my deposit, but seems like I need to go direct and personally to the TNB office to do it. They only open 9am- 4pm weekday (ng sai jou ah ....)
Lawyer will kautim Indah Water bill for me. of course pay her back lah.
Need to settle maintenance fees, paying them also so susah ... phone connect to fax lah, can't get the amount out from the bank lah ...
========16th April 2014 ====================
Till this morning only I get the receipt from the maintenance. Immediately go to the lawyer office to collect my cheque. They deducted Rm300 for anything that I may not paid, and also deducted RM1k for the lawyer fees.So, immediately went to bank in my cheque. And there say bye bye to my very first house (which I never stayed before).
I also went to TNB to potong the meter, need about 1 month then only they send the deposit back to me as cheque to my address. So efficient ah.
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