Run-away Chicken - KHSB and TWS Plantation

The direct translation of run-away chicken : missed the boat in Cantonese .....

I was following TWS Plantation after the very first time Koon Yew Yin talked about it. But, the sentiment was so bad on plantation, I chicken out, never dare to make next move.

And last few days was busy, didn't really follow the market news, and all in sudden, saw the privatisation come in for TWS Plantation ..... sopp sopp .... run-away chicken. But, Koon did mention, he has more than enough holding to against the proposed price, I hope that will turn out right .....

Same go for KHSB, there are a lot of discussion on KHSB before the concrete proposal made, and, I just ignore them, and now, another chicken run away ....

Lesson learnt - don't just sit and think, wait and see, but see, thnk and move .....

Insurances - Buying The Right One ( What is Deduct-able Medical Card)

I Followed quite a number of guru's website and blog, LCF is one of them.

I always have doubt on insurance policy, as I really don't get to understand them, where my money gone after years of premium paid ....


This article strike me as it is one of the questions that always in my mind .... as an employee, my company provide me the medical card, but I am also aware I need to keep one on my own expenses, even I don't need it now, or else, after retired, my company don't provide me any medical coverage, insurance company will start to reject my application because of health problem (which most properly we will have by the age of 60, don't we, guys, face the fact ....) ... but I am seeing my money burned every year, because I will never utilise that medical card I have been paying for.

When I ask and consult the "insurance consultant", they will eventually end up asking me to top up .... What, I wanted to find a way of reducing, then end up they can turn it to another way seems they can predict I will get a cancer pretty soon, and I don't top up now, i will not get it in future ......

http://www.howtofinancemoney.com/2013/02/overlooked-aspects-of-retirement.html

After reading this article, I think I will do something to my existing self funded medical card .....